Zahra Bazgir Claimed

There are programs available that provide down payment assistance for first time buyers and Veterans. As your Real Estate Agent, I will connect you with lender who can answer all these questions.

You should contact your lender to check your credit score and see what options are available for you first. If you do not have a lender yet, I would be happy to refer you to a couple of lenders. We have worked with many buyers who started with bad or not so good credit, and successfully helped them with their homeownership goals. In fact, our buyers were able to secure loans by working with trusted lenders and credit repair companies. I am happy to guide you through the process and refer to proper companies for credit repair if needed. Please call when you are thinking of buying.

Yes! There are options available, let’s connect to talk about your current situation. There are many different scenarios we can work with to assure you are financially stable and not compromised with too many mortgages. If you are thinking of buying a home, let’s connect and give you the competitive advantage!

Great question. You can only make as many offers as houses you plan to buy. I would be happy to give you more details on how to strategies if you like multiple homes. There are ways to make sure you get the house you want. We will work together to work out a plan. Call for more information on how to get started.

No, but having pre-approval makes you appear to be a more serious buyer when you put in offers on homes you want to buy. You will also know exactly what you can afford within your budget. As a seasoned Agent, I work with trusted lenders who will provide you with best service and offer different loan programs tailored towards your personal situation. Call and I will help you from start to finish.

First, connect with a local Real Estate Agent. I would be delighted to be your Real Estate resource and will:

Answer your questions

Connect you with trusted lender who will help you with budget

Help narrow down your search

As your Agent, I will guide you through the process from start to finish. Even if you are just stating to think about buying a home, let’s have an initial call to get you started on the most successful path to homeownership. There are many questions you might have and I am here to answer all of them.

Yes! You don’t have to be married to buy a home together. Many people buy homes together without tying the knot! I have experience with different situations, and will coordinate your pre-approval with a trusted lender to make sure all of the paperwork is done properly. Please call to discuss your particular situation and we will construct a plan that fits your situation.

A loan points buydown is a strategy where borrowers pay upfront fees, or points, at closing to reduce the interest rate on their mortgage. There are two types: temporary buydowns, which lower the rate for initial years, and permanent buydowns, which secure a reduced rate for the entire loan term.

**Pros:**
- Lowers monthly payments.
- Offers potential long-term savings.

**Cons:**
- Requires upfront payment of points.
- It may take time to recoup upfront costs through reduced monthly payments.

When considering a points buydown, buyers should assess their financial goals and consult with a mortgage professional to determine its suitability for their circumstances.

When investing in real estate, it's essential to consider several factors to make informed decisions. Firstly, assess the location and neighborhood for growth potential, amenities, and overall livability. Evaluate market trends, property values, and potential for appreciation. Additionally, consider your investment goals, whether it's rental income or long-term capital appreciation. Don't forget to factor in maintenance costs, property taxes, and potential rental income. Conduct thorough due diligence, research local regulations, and stay informed about the real estate market to make strategic and profitable investments. Reach out to me for specific advice on real estate investment and market updates and I will be happy to assist.